🚨 Fraud Alert: Stay Vigilant! 🚨 Scam attempts via text and phone calls are more rampant than ever, and we’ve seen an increase in fraudulent activity targeting our customers. Scammers may pose as bank representatives, asking for personal information, account details, or even prompting urgent actions. 🔹 Remember: Central Bank & Trust will never call, text, or email you asking for your password, PIN, or full account number. 🔹 If you receive a suspicious message or call: Do not respond or provide any information. Instead, call your local branch directly to verify its legitimacy. Your security is our priority. If you ever have concerns, we’re here to help. Stay alert, stay safe!


PERSONAL CHECKING
Simplified
Checking
Minimum Deposit to Open: $100
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Monthly Service Fee: $0
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Check Writing: N/A
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Minimum Balance to Avoid Fee: N/A
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Statements: E-Statements only. Paper statements $2.
Personal
Checking
Minimum Deposit to Open: $100
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Monthly Service Fee: $5
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Check Writing: $.10 per check paid
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Minimum Balance to Avoid Fee: Exempt from fee if daily balance is $500 or average collected is $1250
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Statements: Monthly with images
Now
Account
Minimum Deposit to Open: $1,500
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Monthly Service Fee: $10
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Check Writing: $.10 per check paid
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Minimum Balance to Avoid Fee: $1,500
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Earns Interest: Monthly
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Statements: Monthly with images
Golden
senior
Minimum Deposit to Open: $100
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Monthly Service Fee: $0
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Check Writing: Unlimited
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Minimum Balance to avoid service charge: N/A
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Statements: Monthly with images
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Interest: Compounded monthly
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-Free Money orders
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-Free Cashiers checks
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-Discounted safety deposit box
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-CD access for medical emergencies
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Note: For customers 55 years of age or older.
Come visit us at one of our five convenient locations to open an account,
or apply online today!
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All checking accounts do not incur fees for debit card transactions and automatic payments.