🚨 Fraud Alert: Stay Vigilant! 🚨 Scam attempts via text and phone calls are more rampant than ever, and we’ve seen an increase in fraudulent activity targeting our customers. Scammers may pose as bank representatives, asking for personal information, account details, or even prompting urgent actions. 🔹 Remember: Central Bank & Trust will never call, text, or email you asking for your password, PIN, or full account number. 🔹 If you receive a suspicious message or call: Do not respond or provide any information. Instead, call your local branch directly to verify its legitimacy. Your security is our priority. If you ever have concerns, we’re here to help. Stay alert, stay safe!


BUSINESS CHECKING
SIMPLIFIED
BUSINESS
Minimum Deposit to Open: $100
​
Monthly Service Fee: $0
​
Check Writing: $.25 after first 25 items
​
Minimum Balance to Avoid Fee: N/A
​
Statements: E-Statements only. Paper statements $2.
​
-Best for small businesses or limited transactions.
BUSINESS
CHECKING
Minimum Deposit to Open: $100
​
Monthly Service Fee: $5
​
Check Writing: $.15 per check paid. $.08 foreign item.
​
Minimum Balance to Avoid Fee: N/A
​
Statements: Monthly with images
​
-12% annual interest charge on uncollected balances.
​
- Best for large businesses or large number of transactions.
Now
Account
Minimum Deposit to Open: $1,500
​
Monthly Service Fee: $10
​
Check Writing: $.10 per check paid
​
Minimum Balance to Avoid Fee: $1,500
​
Earns Interest: Monthly
​
Statements: Monthly with images
​
-For sole proprietors, non-profits, and gov't agencies only.
Come visit us at one of our five convenient locations to open an account,
or apply online today!
​
​
​
​
All checking accounts do not incur fees for debit card transactions and automatic payments.